Welcome to Monetaren. We are committed to protecting your privacy and ensuring transparency about how we handle your personal information. This Privacy & Cookie Policy explains what data we collect, why we collect it, and how we use cookies and similar technologies.

By using our website, you agree to the collection and use of information in accordance with this policy. If you do not agree with any part of this policy, please discontinue use of our website.

We may collect the following types of information:

• Personal Information: Name, email address, and other contact details you voluntarily provide when subscribing to our newsletter or contacting us.
• Usage Data: Information about how you access and use our website, including your IP address, browser type, pages visited, time spent on pages, and referring URLs.
• Device Information: Information about the device you use to access our website, including device type, operating system, and screen resolution.
• Location Data: General geographic location based on your IP address.
• Cookie Data: Information collected through cookies and similar tracking technologies (detailed below).

We use the information we collect for various purposes:

• To provide and maintain our website and services
• To send you newsletters and marketing communications (with your consent)
• To respond to your inquiries and provide customer support
• To analyze website usage and improve our content and user experience
• To detect and prevent fraud, security threats, and technical issues
• To comply with legal obligations
• To personalize your experience and show relevant content

Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences and understand how you interact with the site.

We use cookies and similar tracking technologies (such as pixels, beacons, and local storage) to:

• Remember your preferences and settings
• Understand how you use our website
• Analyze traffic and measure the effectiveness of our content
• Deliver relevant advertisements and track affiliate referrals
• Improve our website performance and security

Essential Cookies: These cookies are necessary for the website to function properly. They enable basic features like page navigation and secure access. The website cannot function properly without these cookies.

Analytics Cookies: These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. We use tools like Google Analytics to analyze traffic patterns.

Functional Cookies: These cookies allow the website to remember choices you make (such as your preferred language) and provide enhanced, personalized features.

Advertising/Targeting Cookies: These cookies are used to deliver advertisements relevant to you and your interests. They also help limit the number of times you see an ad and measure the effectiveness of advertising campaigns.

Affiliate Cookies: When you click on affiliate links, cookies may be placed to track referrals. These cookies help us earn commissions when you make purchases through our links.

We may use third-party services that collect, monitor, and analyze data. These services include:

• Google Analytics: For website traffic analysis and user behavior insights
• Affiliate Networks: To track referrals and commissions from product recommendations
• Email Service Providers: To manage newsletter subscriptions and email communications
• Social Media Platforms: For sharing functionality and social media integration
• Advertising Partners: To display relevant advertisements

These third parties have their own privacy policies governing the use of your information. We encourage you to review their policies.

We do not sell your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: With trusted third-party service providers who assist us in operating our website and conducting business
• Legal Requirements: When required by law or to respond to legal process
• Protection of Rights: To protect our rights, privacy, safety, or property, or that of our users or the public
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you have given us explicit permission to share your information

We take reasonable measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• Using SSL/TLS encryption for data transmission
• Implementing secure access controls
• Regularly updating and patching our systems
• Limiting access to personal information to authorized personnel only

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Rectification: Request correction of inaccurate or incomplete data
• Erasure: Request deletion of your personal information
• Restriction: Request limitation of processing your data
• Portability: Request transfer of your data to another service
• Objection: Object to processing of your personal information
• Withdraw Consent: Withdraw previously given consent at any time

To exercise any of these rights, please contact us using the information provided below.

You can control and manage cookies in several ways:

• Browser Settings: Most browsers allow you to block or delete cookies through their settings. Check your browser's help section for instructions.
• Opt-Out Tools: You can opt out of interest-based advertising through industry tools like the Digital Advertising Alliance (DAA) or Network Advertising Initiative (NAI).
• Google Analytics: You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
• Do Not Track: Some browsers offer a "Do Not Track" feature. While we respect such signals, not all services may respond to them.

Please note that disabling cookies may affect the functionality of our website and limit your ability to use certain features.

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.

When determining retention periods, we consider:

• The nature and sensitivity of the data
• The purposes for which we process your data
• Applicable legal, regulatory, or contractual requirements
• Our legitimate business interests

Our website is not intended for children under the age of 13 (or 16 in the European Union). We do not knowingly collect personal information from children.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately. If we discover that a child has provided us with personal information, we will take steps to delete such information from our systems.

We may update this Privacy & Cookie Policy from time to time to reflect changes in our practices, technologies, legal requirements, or for other operational reasons.

When we make changes, we will update the "Last Updated" date at the top of this page. For significant changes, we may provide additional notice, such as a prominent announcement on our website.

We encourage you to review this policy periodically to stay informed about how we protect your information.

If you have any questions, concerns, or requests regarding this Privacy & Cookie Policy or our data practices, please don't hesitate to contact us.